Assalamu Alaikum. Many of us are thinking of taking Probashi Kallyan Bank Loan.
Today I will share with you all the detailed information about how to take Probashi Kallyan Bank Loan.
You are already aware that Probashi Kallyan Bank can take loans according to the adequate facilities for those who are going to migrate in expatriate life.
Or those who want to take loans for their business, most people are interest in getting involve with Probashi Kallyan Bank.
Today’s main discussion of this article is about all Probashi Kallyan Bank Loan services; even how to take a loan and loan form etc, will be discuss.
Types of Probashi Kallyan Bank Loans
A short list of all the loan services you can enjoy under Probashi Kallyan Bank is present.
- Interpreter Loans.
- Home loan
- Bangabandhu immigrant large family loan.
- Special no rehabilitation loan.
Any customer of Probashi Kallyan Bank will enjoy this loan service as per the schemes mentioned above, which have already been mention.
So why wait? Without delay, find out now if you are interest in taking a loan from the schemes mention above and what are all the requirements and regulations.
1. Migrant loan p
Loan eligibility
- If you have a massive gain for employment abroad through your senior relative or employer.
- Your relatives should be able to run the loan on your behalf.
- The guarantor must have financial stability.
- Two copies of the photo and phone number of the applicant must be provided for visa verification.
- (If you provide them, your loan will be confirm within three working days)
Necessary documents
If you are a nominated person, the list of the require documents is mentioned below.
- Application forms should be collect from the responsible officers of any branch of the bank for giving the loan.
- Two copies (passport size) photograph of the applicant taken in white and a national identity card should be provide.
- The permanent address of the applicant should be provide.
- You will have to provide two copies (passport size) of the applicant’s guarantor’s photograph and national identity card.
- Physical fitness certificate to be submit.
- When taking the loan, the person will have to have insurance facilities and so on.
Charges of Probashi Kallyan Bank Debt Council
- After giving the fixed amount, the percentage interest rate of 9 rupees has to be paid at the time of repayment of the loan.
- The repayment period is determined according to the visa period of the current country of residence. The maximum period is two years.
- After giving the loan, the person has to repay in monthly installments.
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2. Rehabilitation loan
Suppose a Bangladeshi citizen, after traveling to another country for work, starts any project with the desire to become self-reliant after returning to his homeland due to various political, social, or harassment by employers. In that case, the bank is providing rehabilitation loans with or without collateral on simple terms and conditions based on the person’s loan application.
Rehabilitation Loan Eligibility and Required Documents
- The loan application should be made at the bank branch located in the project/business area.
- Apply the prescribed application form provided by the bank free of charge.
- 03 (three) copies of the applicant’s latest passport-size photograph and photocopy of passport national identity card, the Certificate issued by Municipal Union Parishad containing current address and permanent address.
- 02 (two) copies of the Zamindar’s latest passport-size photograph, photocopy of Passport National Identity Card, and Certificate issued by Municipal Union Parishad containing current address and permanent address. Note that the applicant’s parents/husband/wife/brother/sister can repay the loan. A close relative and a person capable of repaying the loan, which is financially sound and respected in society, can also be a guarantor.
- Photocopy of up-to-date trade license (if no reason to be mentioned)
- Address the project with details of the project, along with the 02 (two) year income and expenditure statement.
- If the project space is rented, a photocopy of the rent/lease agreement and Letter of Disclaimer should be taken.
and proof of ownership if owned;
- Declaration of the borrower’s investment in the project;
- Photocopy of collateral;
- Photocopy of all documents related to departure from abroad;
- Photocopy of training/experience certificate (if applicable);
- Declaration letter of loan received from any organization/ NGO/ bank or financial institution in the name of individual/ project;
- 03 (three) signed check pages from the borrower in his name and the bank statement of the concerned bank.
Loan limit
- The maximum rehabilitation loan limit is 50.00 (fifty) lakh rupees.
- Unsecured loan maximum 3.00 (three) lacs
- A loan above 3.00 (three) lakhs to 5.00 (five) lakhs rupees should be accepted.
- If the loan amount is above 5.00 (Five) lacs, then the immovable property owned by the borrower/guarantor will be liable in favor of the bank in Registry Mortgage against the loan.
Term of loan:
The loan term will be a maximum of 10 (ten) years. Next to you on the bus.
Loan Repayment Schedule:
The repayment schedule will be payable in installments as per the type of loan.
Rate of interest: 9% (simple interest).
Period of service
10 (ten) working days of receipt of application with proper documents.
“There is no service charge on this loan.”
3. Bangabandhu immigrant large family loan
Any member of the dependent family (father, mother, spouse, child, brother, sister) if a Bangladeshi citizen is legally staying abroad for employment or in case of leaving abroad, the person or any member of the dependent family (father), mother, spouse, child, brother, sister) to the bank on simple terms without collateral. Bangabandhu Immigrants will be provided with large family loans with collateral.
Bangabandhu Migrant Large Family Loan Eligibility and Required Documents:
- The loan application should be made at the Probashi Kallyan Bank branch locate in the area of the project business establishment.
- Apply the prescribed application form provided by the bank free of charge
- 03 (three) copies of recent passport-size photographs of the applicant, passport photocopy of National Identity Card. Certificate issued by Municipal Union Parishad containing birth registration certificate, present address, and permanent address where applicable;
- 02 (two) copies of a recent passport-size photograph of the guarantor and a passport photocopy of the national identity card. Certificate issued by Municipal Union Parishad containing birth registration certificate, present address, and permanent address where applicable;
- Photocopy of the updated trade license of the project (if applicable);
- Address of the project with details of the project and 01 one-year income-expenditure statement;
- If the project space is rented, a photocopy of the rent/lease agreement and Letter of Disclaimer should be taken and
- Ownership certificate if own;
- Attested photocopy of training/experience certificate (if applicable);
- Declaration letter of loan received from any organization/ NGO/ bank or financial institution in the name of individual/ project;
- 03 (three) signed check pages from the borrower in his name and statement of account of the respective bank;
- Photocopy of the collateral property.
- Immigrant/Repatriate Application Letter. Proof that the expatriate is abroad or has left the country.
Loan limit:
- Project loans and working capital. In the case of a cash loan, the maximum loan limit is 50,00 (fifty) lakh rupees.
- Unsecured loan up to Tk 3.00 (three) lakhs;
- In the case of loans above 3.00 (three) lacs up to 5.00 (five) lacs rupees to be accept as usual;
- Suppose the amount of the loan is above 5.00 (Five) lakh rupees against the loan. In that case, the immovable property owned by the guarantor will be liable in favor of the bank based on the immovable property registry mortgage.
Term of loan:
The maximum term is 10 (ten) years.
Interest rate:
A simple interest rate of 9% for male and 7% for female borrowers.
Payment schedule:
The repayment schedule will be payable in installments as per the type of loan.
“There is no service charge on this loan.”
4. Ways to take particular rehabilitation loans
One of the Probashi Kallyan Bank Loan schemes is Special Rehabilitation Loan.
Please download the official PDF for more details about this loan scheme.
“Click here” to download their official PDF and know the details. Or you can download it by clicking the download button below.
You can learn more detailed information about this loan scheme by downloading the PDF from the above link.
You can learn how to use this loan scheme from the above-downloaded PDF.
Also, all the necessary documents and other country documents require for this loan will be given in PDF.
I have already tried to present the Probashi Kallyan bank loan details.
I hope you already have a good idea about Probashi Kallyan Bank Loan.
Still, if you have difficulty understanding something from somewhere or have any questions, then ask your question in our comment box now, and we will give you the answer quickly.